Timeshare Laws by State
A comprehensive guide to timeshare consumer protection laws, rescission (cancellation) periods, and regulatory agencies across all 50 U.S. states and the District of Columbia.
Important Legal Disclaimer
This information is provided for educational and informational purposes only and does NOT constitute legal advice. Timeshare laws change frequently. The information below was compiled as of April 2026 and may not reflect recent legislative changes. Always consult a licensed attorney in your state for specific legal guidance before making any timeshare purchase decision.
VacationDeals.to is an independent deal comparison website. We do not sell, broker, or facilitate the sale of timeshare interests. We are not a law firm and cannot provide legal advice.
Key Takeaways
- Every state provides a cancellation period. You always have a right to cancel a timeshare purchase within a set number of days.
- Periods range from 3 to 15 days depending on the state. Alaska has the longest (15 days), while some states offer only 3 business days.
- “Calendar days” vs. “business days” matters. 3 business days is effectively 5 calendar days. Check your state carefully.
- Cancellation must typically be in writing. Send by certified mail with return receipt for proof.
- Deposits must usually be held in escrow during the rescission period.
- You cannot waive your rescission rights. Any contract clause attempting to remove your right to cancel is void in most states.
- Attending a presentation does NOT obligate you to buy. You may decline all offers.
All 50 States + DC: Rescission Periods & Regulatory Bodies
| State | Cancellation Period | Key Statute | Regulatory Body |
|---|---|---|---|
| Alabama | 3 business days | AL Code §34-27-50 | AL Real Estate Commission |
| Alaska | 15 calendar days | AS §34.08.580 | AK Div. of Legislative Audit |
| Arizona | 7 calendar days | ARS §32-2197 | AZ Dept. of Real Estate |
| Arkansas | 5 calendar days | AR Code §18-14-401 | AR Securities Dept. |
| California | 7 calendar days | CA Bus. & Prof. Code §11238 | CA Dept. of Real Estate |
| Colorado | 5 calendar days | CRS §12-10-501 | CO Div. of Real Estate |
| Connecticut | 3 business days | CT Gen. Stat. §42-103aa | CT Dept. of Consumer Protection |
| Delaware | 5 calendar days | DE Code Title 6, Ch. 29 | DE Dept. of Justice |
| DC | 3 business days | DC Code §42-1801 | DC Licensing & Consumer Protection |
| Florida | 10 calendar days | FL Stat. §721 | FL DBPR |
| Georgia | 7 calendar days | GA Code §44-3-160 | GA Real Estate Commission |
| Hawaii | 7 calendar days | HRS §514E | HI Real Estate Commission |
| Idaho | 5 calendar days | ID Code §55-2101 | ID Real Estate Commission |
| Illinois | 5 calendar days | 765 ILCS 101/ | IL Attorney General |
| Indiana | 3 business days | IC §24-5-19 | IN Attorney General |
| Iowa | 3 business days | IA Code §557A | IA Real Estate Commission |
| Kansas | 3 business days | KS Stat. §58-3301 | KS Attorney General |
| Kentucky | 5 calendar days | KRS §367.780 | KY Real Estate Commission |
| Louisiana | 5 calendar days | LA RS §9:1131.1 | LA Real Estate Commission |
| Maine | 10 calendar days | ME Rev. Stat. Title 33 §590 | ME Real Estate Commission |
| Maryland | 5 calendar days | MD Real Property §11A | MD Real Estate Commission |
| Massachusetts | 3 business days | MA Gen. Laws Ch. 183B | MA Attorney General |
| Michigan | 9 calendar days | MI Comp. Laws §559.151 | MI LARA |
| Minnesota | 5 calendar days | MN Stat. §83 | MN Dept. of Commerce |
| Mississippi | 3 calendar days | MS Code §89-21-1 | MS Real Estate Commission |
| Missouri | 5 calendar days | MO Rev. Stat. §407.600 | MO Attorney General |
| Montana | 5 calendar days | MT Code §37-53-101 | MT Consumer Protection |
| Nebraska | 5 calendar days | NE Rev. Stat. §76-1701 | NE Real Estate Commission |
| Nevada | 5 calendar days | NRS §119A | NV Real Estate Division |
| New Hampshire | 5 calendar days | NH RSA §356-B:65 | NH Real Estate Commission |
| New Jersey | 7 calendar days | NJ Stat. §45:15-16.50 | NJ Real Estate Commission |
| New Mexico | 7 calendar days | NM Stat. §47-11-1 | NM Real Estate Commission |
| New York | 5 business days | NY Gen. Bus. Law §590 | NY Dept. of Law |
| North Carolina | 5 calendar days | NC Gen. Stat. §93A-39 | NC Real Estate Commission |
| North Dakota | 5 calendar days | ND Cent. Code §43-27 | ND Real Estate Commission |
| Ohio | 5 calendar days | ORC §5075 | OH Div. of Real Estate |
| Oklahoma | 5 calendar days | OK Stat. Title 60 §1450 | OK Real Estate Commission |
| Oregon | 5 calendar days | ORS §94.803 | OR Real Estate Agency |
| Pennsylvania | 5-7 calendar days | 68 Pa. C.S. §3301 | PA Attorney General |
| Rhode Island | 5 calendar days | RI Gen. Laws §34-41 | RI Business Regulation |
| South Carolina | 5 calendar days | SC Code §27-32 | SC Real Estate Commission |
| South Dakota | 5 calendar days | SD Codified Laws §43-15B | SD Real Estate Commission |
| Tennessee | 10 calendar days | TN Code §66-32 | TN Real Estate Commission |
| Texas | 6 calendar days | TX Prop. Code §221 | TX Real Estate Commission |
| Utah | 5 calendar days | UT Code §57-19 | UT Div. of Real Estate |
| Vermont | 5 calendar days | VT Stat. Title 32 §10-172 | VT Real Estate Commission |
| Virginia | 7 calendar days | VA Code §55.1-2200 | VA CIC Board |
| Washington | 7 calendar days | RCW 64.36 | WA Dept. of Licensing |
| West Virginia | 10 calendar days | WV Code §36-9-1 | WV Attorney General |
| Wisconsin | 5 calendar days | WI Stat. §707 | WI DATCP |
| Wyoming | 5 calendar days | WY Stat. §34-19-101 | WY Real Estate Commission |
Highlighted rows indicate major timeshare states. “Business days” exclude weekends and holidays; “calendar days” include all days. This table is for informational purposes only.
Federal Regulations
FTC Cooling-Off Rule (16 CFR 429)
Provides 3 days to cancel sales made at locations other than the seller's permanent place of business. May apply to some off-site timeshare presentations.
FTC Telemarketing Sales Rule (16 CFR 310)
Prohibits deceptive practices in telemarketing. Applies to timeshare resale companies that use telemarketing. Bans advance fees for timeshare resale services in many contexts.
Interstate Land Sales Full Disclosure Act (ILSA)
Administered by the CFPB. Requires registration and disclosure for subdivisions of 100+ lots sold interstate. Many timeshare projects are exempt under 1980 amendments.
Additional Resources
- ARDA (American Resort Development Association): arda.org — Industry trade group, publishes state law summaries
- FTC Consumer Information: consumer.ftc.gov — Search “timeshare” for federal guidance
- National Conference of State Legislatures (NCSL): ncsl.org — Tracks timeshare legislation by state
- Your State Attorney General: Most AG offices have consumer protection divisions with timeshare buyer guides
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